A huge number of Filipinos are under the "E" Quadrant (employee),

and I classify them into two types.

1. Complacent Employees:

Complacent employees are the one who says "OK na sahod na to, nababayaran naman gastusin ko." They just take their paycheck and hope that someday they willgetpromoted or find a higher paying job. They feel comfortable with whatthey are doing and they are being contented with their job because offear. Fear that if they get out of their comfort zone (which isemployment) they will not be able to earn money or they will losemoney. They do not know that their comfort zone is in direct proportionto their income zone.

2. Complaining Employees:

Complaining employee are the one who says "Hay naku, napakaliit talagang magpasahod ng kumpanyang ito." And the next step thing they do is quit. They look for another job,better opportunity and higher pay thinking that more money will solvethe problem. But more money won't solve the problem.

So what will solve this financial struggle? Financial Literacy.

Instead of changing your job and look for a better paying one, change what is in your head.

Be financially literate and learn how "money will work for you and Not YOU working for money."

So are you ready to get out of your comfort zone and

take your first step to being financially literate?

(Join us here...)

TOP RATED AMERICAN COMPANY LAUNCHED IN PHILIPPINES ON JANUARY 19, 2009

Are you interested in earning an extra stream of income?

Are you:

1. A Filipino living in America or in the Philippines?
2. An overseas Filipino living in another country?
3. A non-Filipino that has access to a network of Filipinos?
4. A simple person continue searching an opportunity that will change your life.

If you answered “YES” to any of the above, then this is your opportunity to be one of us to expand an established American business in the Philippines. Be the first to profit from this once in a lifetime opportunity.

We are independent distributors for an American company that is looking for individuals interested in owning a home based business that can create an extra stream of income.

We are a 17 year old American company that is publicly traded on the Nasdaq Stock Exchange. We have been one of the top performing stocks from 2003 - 2006. Businessweek and Forbes magazines (2004 - 2006) have rated us as one of the hottest companies across all industries in North America. In an independent publication, our product has been rated the #1 product out of 1,500 brands in North America.

For more information regarding this launch, please fill out the form below:

___________________________________________________________________

The Team Abundant (Courtesty by iCon1:11 Core Team): Create Wealth and Financial Freedom from Zero to Three Years Using the Art and Science of Leverage and the Power of Mastermind Teams.

Do you have capital?
80% of the reasons why people forgo doing business is lack of capital. They believe "that it takes money to make money and they do not have any" The Wealth Builder Strategic system teaches aspiring core team members on how to source capital even if their personal funds are low and their bad debts are high. In the art and science of Leverage we call these Other People's Resources (OPR) and Other People's Money (OPM).

Do you have the knowledge and experience?
You would never succeed in something you do not know nothing about. Try to ask Manny Pacquiao for a sparring session and i am sure you will end up sleeping. The Wealth Builder Organization is called as a Community so that you can network and connect yourself with its members who have more knowledge and experience in terms of running information age businesses, we call this Core Team Support or Masterminding. This why we are creating the new breed of millionaires: the Team Made Millionaires. In the art and science of Leverage we call these Other People's Knowledge (OPK) and Other People's Experience (OPE).

Do you have the time?
If you are employed and self employed you are right now you are spending your time to pay for your basic needs. Our Business Strategic System is designed for people to start a business part time.In the Wealth Builder Team you will be taught how to multiply your time and productivity. The goal of our business strategy is to multiply your personal productivity within 3 years to 500 business partners which can give USD50,000 monthly passive income. In the art and science of Leverage we call these Other People's Time (OPT).

Do you have the products and services?
What is the right products and services to offer for people to buy or purchase. In Wealth Builder Team Business we transition our core team members from the Left Side of the Quadrant to the Right Side of the Quadrant the Big business and Investment. Big Businesses ride on TRENDS.

-Coach Ardz

1. MENTALLY-how you think is everything.
a. 98% mental 2 % physical
2. Decide on your true dreams and goals.
Napoleon Hill said:
a. Have a definite purpose.
b. Have a definite plan.
c. Have a mind that is sealed.
3. Take a massive action-Are you ready or not?
a. Engage to others.
b. Contact them now.
4. Never stop learning and growing.
a. Financial Education and Success be in the focus.
5. Be persistent-work hard.
a. Keep moving forward & be unstoppable.
6. Be open minded.
a. Willing to learn new things.
b. Listen to others opinions, ideas & innovation.
7. Focus your time and money.
a. Time is gold.
b. Money is just the result of your hard work.
8. Learn to analyze and use details to improve results.
a. Little sometimes make a big difference.
9.Deal and Communicate with others effectively.
a. Empower people.
b. Be tolerant to people.
10. Total honesty,dependability and responsibility.
a. Loser people focus on their right.
b. Winners focus on their responsibility.

By Deepak Chopra, M.D.
A bestselling author, educator, and holistic health pioneer
who shares his insights in this inspiring article on personal growth.


There are many aspects to success; material wealth is only one component. Moreover, success is a journey, not a destination. Material abundance, in all its expressions, happens to be one of those things that makes the journey more enjoyable. But success also includes good health, energy and enthusiasm for life, fulfilling relationships, creative freedom, emotional and psychological stability, a sense of well-being and peace of mind. Even with the experience of all these things, we will remain unfulfilled unless we nurture the seeds of divinity inside us. In reality, we are divinity in disguise, and the gods and goddesses in embryo that are contained within us seek to be fully materialized. Although I call the laws I'm about to discuss The Seven Spiritual Laws of Success, they could easily be called The Seven Spiritual Laws of Life. This is because they are the same principles that nature uses to create everything in material existence--everything we can see, hear, smell, taste or touch.

Success in life could be defined as the continued expansion of happiness and the progressive realization of worthy goals. Success is the ability to fulfill your desires with effortless ease. And yet success, including the creation of wealth, has always been considered a process that requires hard work, and it is often considered to be at the expense of others. We need a more spiritual approach to success and to affluence, which is the abundant flow of all good things to you. With the knowledge and practice of spiritual law, we put ourselves in harmony with nature and create with carefreeness, joy and love. True success is the experience of the miraculous. It is the unfolding of the divinity within us. It is the perception of divinity wherever we go, in whatever we perceive--in the eyes of a child, in the beauty of a flower, in the flight of a bird. When we begin to experience our life as the miraculous expression of divinity--not occasionally, but all the time--then we will know the true meaning of success.

Now let's go over The Seven Spiritual Laws of Success and see how we can apply them in our lives.

1) The Law of Pure Potentiality
This law is based on the fact that we are, in our essential state, pure consciousness. Pure consciousness is pure potentiality; it is the field of all possibilities and infinite creativity. When you discover your essential nature and know who you really are, in that knowing itself is the ability to fulfill any dream you have, because you are the eternal possibility, the immeasurable potential of all that was, is and will be. This law could also be called the Law of Unity, because underlying the infinite diversity of life is the unity of one all-pervasive spirit. There is no separation between you and this field of energy. One way to access the field is through the daily practice of silence, meditation and non-judgment. Spending time in nature will also give you access to the qualities inherent in the field: infinite creativity, freedom and bliss.

2) The Law of Giving
This law could also be called the Law of Giving and Receiving, because the universe operates through dynamic exchange. The flow of life is nothing other than the harmonious interaction of all the elements and forces that structure the field of existence. Because your body and your mind and the universe are in constant and dynamic change, stopping the circulation of energy is like stopping the flow of blood. Whenever blood stops flowing, it begins to clot, to stagnate. That is why you must give and receive in order to keep wealth and affluence--or anything you want--circulating in your life. If our only intention is to hold on to our money and hoard it--since it's life energy, we will stop its circulation back into our lives as well. In order to keep that energy coming to us, we have to keep the energy circulating. Thus, the more you give, the more you will receive. The best way to put The Law of Giving into operation is to make a decision that any time you come into contact with anyone, you will give them something. It doesn't have to be in the form of material things; it could be a flower, a compliment or a prayer. In fact, the most powerful forms of giving are non-material. The gifts of caring, attention, affection, appreciation and love are some of the most precious gifts you can give, and they don't cost you anything.

3) The Law of Karma (or Cause and Effect)
"Karma" is both action and the consequence of that action; it is cause and effect simultaneously, because every action generates a force of energy that returns to us in kind. There is nothing unfamiliar about the Law of Karma. Everyone had heard the expression, "What you sow is what you reap." Obviously, if we want to create happiness in our lives, we must learn to sow the seeds of happiness. Therefore, karma implies the action of conscious choice-making. Whether you like it or not, everything that is happening at this moment is a result of the choices you've made in the past. Unfortunately, a lot of us make choices unconsciously, and therefore we don't think they are choices--and yet, they are. If you step back for a moment and witness the choices you are making as you make those choices, then in just this act of witnessing, you take the whole process from the unconscious realm into the conscious realm. This procedure of conscious choice-making and witnessing is very empowering.You can use the Law of Karma to create money and affluence, and the flow of all good things to you, any time you want. But first, you must become consciously aware that your future is generated by the choices you are making in every moment of your life. If you do this on a regular basis, then you are making full use of this law. The more you bring your choices into the level of your conscious awareness, the more you will make those choices which are spontaneously correct--both for you and those around you.

4) The Law of Least Effort
This law is based on the fact that nature's intelligence functions with effortless ease and abandoned carefreeness. This is the principle of least action, of no resistance. This is, therefore, the principle of harmony and love. When we learn this lesson from nature, we easily fulfill our desires. In Vedic Science, the age-old philosophy of India, this principle is known as the principle of economy of effort, or "do less and accomplish more." Ultimately, you come to the state where you do nothing and accomplish everything. This means that there is just a faint idea, and then the manifestation of the idea comes about effortlessly. What is commonly called a "miracle" is actually an expression of the Law of Least Effort. Least effort is expended when your actions are motivated by love, because nature is held together by the energy of love. When you seek power and control over other people, you waste energy. When you seek money or power for the sake of the ego, you spend energy chasing the illusion of happiness instead of enjoying happiness in the moment. When your actions are motivated by love, your energy multiplies and accumulates--and the surplus energy you gather and enjoy can be channeled to create anything that you want, including unlimited wealth. There are three components to the Law of Least Effort--three things you can do to put this principle of "do less and accomplish more" into action. The first component is acceptance. Acceptance simply means that you make a commitment: "Today I will accept people, situations, circumstances and events as they occur." This means I will know that this moment is as it should be, because the whole universe is as it should be. The second component is responsibility. This means not blaming anyone or anything for your situation, including yourself. This allows you the ability to have a creative response to the situation as it is now. All problems contain the seeds of opportunity, and this awareness allows you to take the moment and transform it to a better situation or thing. The third component to the Law of Least Effort is defenselessness. This means that you have relinquished the need to convince or persuade others of your point of view. If you relinquish this need you will in that relinquishment gain access to enormous amounts of energy that have been previously wasted.

5) The Law of Intention and Desire
This law is based on the fact that energy and information exist everywhere in nature. A flower, a rainbow, a tree, a human body, when broken down to their essential components are energy and information. The whole universe, in its essential nature, is the movement of energy and information. The only difference between you and a tree is the informational and energy content of your respective bodies. You can consciously change the energy and informational content of your own quantum mechanical body, and therefore influence the energy and informational content of your extended body--your environment, your world--and cause things to manifest in it. The quality of intention on the object of attention will orchestrate an infinity of space-time events to bring about the outcome intended, provided one follows the other spiritual laws of success. Intention lays the groundwork for the effortless, spontaneous, frictionless flow of pure potentiality. The only caution is that you use your intent for the benefit of mankind.

6) The Law of Detachment
This law says that in order to acquire anything in the physical universe, you have to relinquish your attachment to it. This doesn't mean you give up the intention to create your desire. You give up your attachment to the result. This is a very powerful thing to do. The moment you relinquish your attachment to the result, combining one-pointed intention with detachment at the same time, you will have that which you desire. Anything you want can be acquired through detachment, because detachment is based on the unquestioning belief in the power of your true Self. Attachment comes from poverty consciousness, because attachment is always to symbols. Detachment is synonymous with wealth consciousness, because with detachment there is freedom to create. True wealth consciousness is the ability to have anything you want, anytime you want, and with least effort. To be grounded in this experience you have to be grounded in the wisdom of uncertainty. In this uncertainty you will find the freedom to create anything you want.

7) The Law of "Dharma" or Purpose in Life
The seventh spiritual law of success is the Law of Dharma. (Dharma is a Sanskrit word that means "purpose in life.") This law says that we have taken manifestation in physical form to fulfill a purpose. You have a unique talent and a unique way of expressing it. There is something that you can do better than anyone else in the whole world--and for every unique talent and unique expression of that talent, there are also unique needs. When these needs are matched with the creative expression of your talent, that is the spark that creates affluence. Expressing your talents to fulfill needs creates unlimited wealth and abundance. There are three components to the Law of Dharma. The first says that each of us is here to discover our true Self. The second component is to express our unique talents; the expression of that talent takes you into timeless awareness. The third component is service to humanity. When you combine the ability to express your unique talent with service to humanity, then you make full use of the Law of Dharma.

The Seven Spiritual Laws of Success are powerful principles that will enable you to attain self-mastery. If you put your attention on these laws and practice the steps outlined above, you will see that you can manifest anything you want--all the affluence, money and success you desire. You will also see that your life becomes more joyful and abundant in every way, for these laws are also the spiritual laws of life that make living worthwhile.

Thank you for taking time to read this!

Frequently Asked Questions

• What is this business?
• What is the nature of this business?
• Is there any requirements?
• Who own this business?
  
• How credible this business is?
  
• How credible is the founder?
• How big the capital is?
  
• Is this stable?
  
• Is it legal?

SEE!!! THEY'RE ALL IN THE RAT RACE...

Today, I realized that staying in the corporate world will not give me financial freedom. The longer I stay in the corporate world, the more it will be harder to quit.

The corporate world or the rat race is the same thing but depending on where you are, it has positive and negative attributes. I have listed down 10 things that I learned, from the rat race perspective.

1.) You are led to believe there is something for you. You are like a donkey following a carrot, where the carrot is hung at one end of the stick and the other end is tied to your neck. Well, if you think you have been waiting long enough for that promotion and until now there is no development, think about it. Does anybody really care for your career in your company?

2.) You are offered an exit package once the company has no use for you. In any industry, if you have outlived your usefulness, then it's time to go.

3.) You are given a workload which is bigger than what your position requires. Management is
testing you how far can you go, you either make it or break it. You will be told that you are "under observation". Do well and you might get promoted. But if you do bad, then you just destroyed your career.

4.) You are trapped forever in the rat race because of fear of security. Your expenses grow with your salary. (This is fear at work!) You work harder and harder than ever to get promoted, even at the expense of eliminating competition in the process. (This is greed!)

5.) You are moved like a pawn in a chess game. You have no choice where to go. You must go with the flow or your head will be marked. Depending on what exactly you'll be handling, this is only good if your movement in the organization is aligned with your career path.

6.) Your performance is not recognized. The credit could be stolen by others who want to outrace you. Do well and all that you'll get is "good job". Do bad and you'll carry the demerit for the rest of your life.

7.) You are manipulated to do things that could be against your beliefs. Eat your pride or leave. In some instances, you'll have to do the dirty work of your boss.

8.) You can predict how much you will be earning for your entire lifetime. If that is enough, then you could stay. The only way for you to live your life decently is live below your means.

9.) You can't spend much time with your family because work is calling you after office hours and weekends. You have to do extra work and/or overtime. It's ok if this was your own business. It's ok to do this while you are still young and single. But when you get older, can you still take this?

10.) You are not growing, and if you are not growing, you are dying. Can you do work that is not meaningful for you until you get old?

What I have written is not exactly true for everyone, and at one point in your life, you'll eventually realize it. Employment certainly has its benefits but if you think you can do more and deserve much more, think again.

Now, I want you to ask yourself, "Is employment the only thing for you?"
Come to think of it? Do not limit yourself...

“In this Information Era, move in the path that makes you reach your goals faster and easier”

Same goes in Finance and Business nowadays. In this fast changing era when everyday new information and technologies being publicized; an individual Entrepreneur has a higher chance of succeeding if he joins forces with other experts than competing against them. Remember in today time, the faster you get to your desired results the better you are, and then the titles follow.

Based on my own experiences... (and you may add more);

Rich Dad’s Wisdom in a Nutshell

“You only have so many hours in a day and you can only work so hard. So why work hard for money? Learn to have money and people work hard for you, and you can be free to do the things that are important.”


-Time to raise children
-Have money to donate to charities and projects
-Bring jobs to the community
-Time and money to care for your health
-Time and money to travel the world
-Money supports life. Don’t spend your entire life working so hard for it.

Different quadrants…Different people

“If you want to be a leader of people, you need to be a master of words.” - Rich Dad

You can tell the difference between an employee-type, a self-employed person, a business owner, and an investor, by the kind of words they use.

Employees use words like “benefits, security”. What drives them is Fear.

Self-employed people use words like “Do it yourself” Be your own boss. For them money is not important but “independence, freedom” are. They are considered experts in their fields and like to do things their way. Quality of work is much more important than money.

Business owners like to hire E’s and S’s so they can keep their minds busy with the occupation of thinking. What do they like to think up? New business plans, of course.

A real business owner can leave his business for a year, and return to find it more profitable. She builds a system that is capable of running on its own, with capable managers.

Know the difference between risk and risky.
Define risk in your own words. Ask yourself is relying on a paycheck risky to you? Is having debt every month risky to you? Is owning an asset that generates cash flow into your pocket each month risky to you? Is spending time learning about financial education risky to you? Is spending time learning about different types of investments risky to you?

Commit 5 hours each week to do one or more of the ff:
•Read the business page of your newspaper and the Wall Street Journal.
•Listen to the financial news on TV or radio.
•Listen to educational cassettes on investing and financial education.
•Read financial magazines and newsletters.
•Play the board game CASHFLOW.

Believe in yourself and start today!